U.S. investors tend to think in terms of what is happening stateside. Yet many of them have a fair amount of overseas exposure.

Take the popular Vanguard Target Retirement Fund 2030 (VTHRX) with $40,000,000,000 under management. That’s $40 billion with a “B.”

VTHRX holds 40% in its Vanguard Total Stock Market Index Fund and 27% in its Vanguard Total International Stock Index Fund. Year-to-date, it has logged a return of about -22%.

If the 67% stock exposure had been in U.S. stocks only? The return would have been closer to -19.8%.

Maybe that does not seem like a big deal. Depends upon who’s evaluating.

Yet there are a whole lot of folks who aren’t even aware of there international positioning. Nor are they aware that global stocks (excluding the U.S.) are LOWER than they were 20 years ago.




Bull and Bear Price Targeting
Trying To Call The Bottom